Investment Planning Tools

Mutual Fund Calculators

Project your SIP, lumpsum, SWP and SIF outcomes in seconds. Move a slider, see the number — then talk to us about turning the plan into a portfolio.

Four calculators, one page

Every projection assumes a constant annual return and is for illustration only. Actual mutual fund returns vary with the market.

Systematic Investment Plan

A fixed amount invested every month. Add an annual step-up if you plan to raise your SIP as your income grows.

₹
%
yrs
%
Raises your monthly SIP by this much every 12 months.
Year-by-year breakdown
YearInvestedEst. returnsValue
How to read these numbers: every calculator assumes a constant annual rate of return compounded monthly (or yearly, for lumpsum and SIF). Real mutual fund returns are not linear. The figures shown are gross — they do not account for expense ratio, exit load, stamp duty, or capital gains tax, and they are not adjusted for inflation. Past performance does not indicate future returns.

DeltaZen is an AMFI-registered Mutual Fund Distributor (ARN-358765) and an authorized person of Motilal Oswal Financial Services Ltd. DeltaZen is not a SEBI-registered Investment Adviser or Research Analyst. These tools are for illustration only and do not constitute investment advice or a recommendation to buy any scheme. Please read all scheme-related documents carefully before investing.

Which calculator should you use?

SIP

You invest a fixed amount every month out of income. Best for salaried investors building a corpus over years. Turn on step-up to model an SIP that grows with your salary.

Lumpsum

You have money available today — a bonus, a maturity payout, sale proceeds — and want to see what it becomes if left to compound.

SWP

You already hold a corpus and want a predictable monthly payout from it. The key question this answers: will the corpus survive the withdrawals for as long as you need?

SIF

Specialised Investment Funds sit between mutual funds and PMS, carry a minimum investment threshold per investor, and can run more flexible strategies. Suited to investors with a larger, longer-horizon allocation.